Health Insurance

HEALTH INSURANCE IN TURKEY

There are different options for incoming students:

Option 1: If you are coming from Germany, Netherlands, Belgium, Austria, you can obtain the Health Insurance Policy in your home country by inquiring your National Medical Insurance Company for the equivalent Letter of the Turkish National Medical Insurance-SGK for the entire period of your study mobility at IAU. For example:

  • GERMANY: T/A 11 form
  • NETHERLANDS: N/TUR 111 form
  • BELGIUM: B.T.8 form
  • AUSTRIA: A/TR 3 form

Option 2: If you are not insured under the National Medical Insurance Company, you can as well obtain your compulsory Health Insurance Policy in Turkey during the Orientation Programme at Istanbul Aydin University: a comprehensive medical insurance package at an average price of 1500 TL/year. The insurance agent is available for consultation in Florya Campus,  J Block, entrance floor. 


Option 3: You can obtain your compulsory Health Insurance Policy in your home countries but making sure it is written in English, it is specifically mentioning that is valid in Turkey and that has unlimited coverage for both in-patient and out-patient treatment.


Should you decide for a Health Insurance Policy bought from your home countries, please have the Insurance Company mention the following Minimum Policy Content Table on your insurance:


Minimum Policy Content

 Contracted Institutions       *Non- Contracted Institutions
Annual Minimum LimitContributionsAnnual Minimum LimitContributions
Outpatient Diagnosis Treatment2.000. -TL

Insured   : % 40 

Company : % 60

2.000.-TL

Insured    : % 40 

Company : % 60

Inpatient Diagnosis TreatmentUnlimited

Insured    : % 0

Company :% 100

20.000.-TL

Insured    : % 20

Company : % 80

 

*Non- Contracted Institutions: Institutions (hospitals, physicians' offices, and the other health institutions.)  do not have an agreement with the insurer.

**your insurance company needs to put the conversion rate : Euro/national currency to Turkish Liras.


IMPORTANT: Erasmus+ students who will get a Health Insurance Policy specifically for Turkey in their home countries, written in English and having mentioned on it the above table, will not need to translate to Turkish this insurance upon their application for their compulsory Residence Permit (IKAMET), thus saving the costs of translating and notifying the health insurance policy.

Please note that in this case only, Istanbul Aydin University will issue additionally for your insurance a Certificate mentioning that this medical insurance is valid in Turkey and in accordance with the standards and requirements of Foreigner's Departments of Provincial Directorates of Security, is now being handled by Provincial Directorates of Migration Management.


Why Compulsory Health Insurance?

The compulsory Insurance is required for below purposes:

  • *Registration to the University
  • *To obtain your residence permit

*Your CHI covers your treatment from the hospitals around Türkiye


I. When should your insurance start?

After you apply for the Compulsory Health Insurance with the help of the Erasmus+ Office, you are required to make the determined payment to activate it. Your insurance begins the following day after the payment.  


II. How much will it cost?

Option 1: For students coming from Germany, Netherlands, Belgium, Austria, who obtain the Health Insurance Policy in their home country by inquiring the National Medical Insurance Company for the equivalent Letter of the Turkish National Medical Insurance-SGK for the entire period of their study mobility at IAU and obtain the Equivalent GHI Certificate from one of the SGK Offices in Istanbul there will be no fee.


Option 2: If you are not insured under the National Medical Insurance Company, you can as well obtain your compulsory Health Insurance Policy in Turkey during the Orientation Programme at Istanbul Aydin University: a comprehensive medical insurance package at an average price of 1500TL TL/year. The insurance fee is paid once in cash to the representatives of the insurance company who open a mobile booth in J Block ground floor for IAU incoming students during the Orientation Programme. 


Option 3: Students who obtain their compulsory Health Insurance Policy in their home countries, written in English, specifically mentioning that is valid in Turkey and that has unlimited coverage for both in-patient and out-patient treatment and the above Minimum Policy Content Table will pay as agreed with the company the price requested by the insurance company in their home countries which issues the insurance policy.


For more information about the subject, please contact us.

güncelleme: 12.4.2023 12:39